Effective Date: October 5, 2026
Address: 902 Pavilion Ct Ste C, McDonough, GA 30253
Phone: 1‑404‑997‑2272

1. Credit Authorization

By applying for financing, you authorize us and lenders to:

• Obtain your credit report, only if the financing method you choose requires a credit check

• Verify your identity

• Verify employment and income

• Contact you regarding your application

2. No Guaranteed Approval

Approval depends on lender criteria, including:

• Credit score

• Debt‑to‑income ratio

• Employment stability

• Down payment

• Vehicle selection

3. Use of Information

Your information may be used to:

• Process your application

• Verify eligibility

• Match you with lenders

• Communicate about approvals or required documents

4. Controlled Use Finance Contract Disclosure

If you choose this program, you agree to:

• GPS/telematics installation

• Insurance requirements

• Mileage or maintenance requirements

• Repossession rights

These conditions do not guarantee vehicle performance.

5. Interest Rates & Terms

Rates vary based on:

• Creditworthiness

• Down payment

• Vehicle type

• Lender policies

6. Fees & Charges

Financing may include:

• Documentation fees

• Title and registration fees

• Optional service contract fees

• Late fees

• Repossession fees

7. Communication Consent

We will send you messages about your application, such as confirmations, reminders, and links to documents you need to complete. We send marketing calls or texts only if you give separate permission on one of our forms, and that permission is not a condition of buying anything. Message and data rates may apply. Reply STOP to opt out of texts at any time. See our Text Messaging Terms.

8. Privacy

Your application is governed by our Privacy Policy.

9. No Obligation to Purchase

Submitting an application does not obligate you to purchase a vehicle.

10. Contact Information

Lakewood Auto LLC
902 Pavilion Ct Ste C
McDonough, GA 30253
Phone: 1‑404‑997‑2272